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    Google 401(k) Plan

    • 50
      %

      How much will Google contribute?

      Google matches the greater of: a) 100% of a participant’s contribution up to $3,000 or b) 50% of a participant’s contribution up to $…

    • $
      23000

      How much can I contribute?

      The IRS limits the total amount you can contribute each year to a 401(k) plan. Limit is $23,000 for 2024.

    • $
      7500

      What are “catch-up” contributions?

      For those over 50 years old, you can make additional “catch-up” contributions to your 401(k) plan. Limit is $7,500 for 2024.

    • No Vesting Period

      Participants are fully vested in Plan accounts at all times.

    • Google’s contribution

      In 2021, the Company matched the greater of: a) 100% of a participant’s contribution up to $3,000 or b) 50% of a participant’s contribution (max. $9,750)

    • 401(k) Plan Investment Options

      Google’s 401(k) plan has ~30 different investment options; including, mutual funds, collective trusts, and a money market fund. Plus a brokerage account option. The plan is administered by Vanguard.

  • Investments – Individual Funds

    • Vanguard Institutional 500 Index Trust
    • Extended Market Index Trust
    • Vanguard Total Bond Market Index Trust
    • Developed Markets Index Fund Inst. Plus
    • Wellesley Income Fund Admiral
    • Vanguard Retirement Savings Trust II
    • REIT Index Fund Institutional Shares
    • Fidelity Diversified Int’l Fund Class K
    • Dodge & Cox Int’l Stock Fund
    • Small Cap Value Institutional
    • Social Choice Equity Fund Inst.

    Investments – Complete Portfolios

    • Target Retirement 2015 Trust
    • Target Retirement 2020 Trust
    • Target Retirement 2025 Trust
    • Target Retirement 2030 Trust
    • Target Retirement 2035 Trust
    • Target Retirement 2040 Trust
    • Target Retirement 2045 Trust
    • Target Retirement 2050 Trust
    • Target Retirement 2055 Trust
    • Target Retirement 2060 Trust
    • Target Retirement 2065 Trust
    • Target Retirement Income Trust
  • What do other Googlers invest in?

    Google employees invested in the following funds based on public filings as of 12/31/2021.

    Investment Value ($000) %
    Vanguard Target Retirement 2050 Trust  $    4,589,099 15%
    Vanguard Target Retirement 2045 Trust  $    3,918,415 13%
    Vanguard Institutional 500 Index Trust  $    3,897,419 13%
    Vanguard Target Retirement 2055 Trust  $    3,702,732 12%
    Vanguard Target Retirement 2040 Trust  $    2,390,622 8%
    Vanguard Target Retirement 2060 Trust  $    1,599,578 5%
    Vanguard Target Retirement 2035 Trust  $    1,437,216 5%
    Vanguard Extended Market Index Trust  $    1,296,356 4%
    Vanguard Developed Market Index Inst. Plus  $      912,577 3%
    Vanguard Target Retirement 2030 Trust  $      792,261 3%
    All other  $     5,932,499 19%
    Total Assets (excluding participant loans)  $   30,468,774 100%

    Source: Form 5500 filed October 17, 2022

     

    See what Google employees invested in the prior year (2020)

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