Microsoft adds a 50% matching contribution to your pre-tax and Roth 401(k) contribution.
The IRS limits the total amount you can contribute each year to a 401(k) plan. Limit is $23,000 for 2024.
For those over 50 years old, you can make additional “catch-up” contributions to your 401(k) plan. Limit is $7,500 for 2024.
Individual Funds/Trusts
Target Retirement Portfolios
* Microsoft 401k plan participates are invested in collective trusts managed by the Blackrock Institutional Trust Company. Link to Institutional share class of LifePath funds provided for illustrative purposes only.
Separately Managed Accounts
Microsoft employees invested in the following funds based on public filings as of 12/31/2022.
| Investment | Value ($ millions) | % |
| Vanguard S&P 500 Index Trust | $ 4,956 | 13% |
| Fidelity Growth Company Pool Class 3 | $ 3,527 | 9% |
| Microsoft Common Stock | $ 3,272 | 8% |
| BlackRock LifePath Index 2050 | $ 3,095 | 8% |
| BlackRock LifePath Index 2040 | $ 3,000 | 8% |
| Fidelity Contrafund Pool Class 3 | $ 1,871 | 5% |
| Vanguard Russell 1000 Growth Index Trust | $ 1,789 | 5% |
| BlackRock LifePath Index 2030 | $ 1,699 | 4% |
| Vanguard Russell 1000 Value Index Trust | $ 1,525 | 4% |
| Artisan Mid Cap Account (SMA) | $ 1,487 | 4% |
| All other | $ 13,102 | 33% |
| Total Assets (excluding participant loans) | $ 39,323 | 100% |
| Source: Form 5500 filed July 24, 2023 |
