Intel 401(k) Plan | Wealth45 | Personal Finance | Build Wealth, Retire Well

Intel 401(k) Plan | Wealth45 | Personal Finance | Build Wealth, Retire Well

Intel 401(k) Plan
- $
  
  23000
  
  How much can I contribute?
  
  The IRS limits the total amount you can contribute each year to a 401(k) plan. Limit is $23,000 for 2024.
- $
  
  7500
  
  What are “catch-up” contributions?
  
  For those over 50 years old, you can make additional “catch-up” contributions to your 401(k) plan. Limit is $7,500 for 2024.

- Intel 401(k) Plan
  
  At the end of 2021, the Intel 401(k) Plan had 78,265 participants with account balances and $21.3 billion in assets.
- Auto Enroll
  
  Plan allows auto-enrollment at 5% of eligible compensation; increasing by 2% annually until employee is contributing 15%.
- No Vesting Period
  
  Participants are fully vested in Plan accounts at all times.
- Your Contributions
  
  Employees may contribute up to 50% of their eligible compensation subject to prescribed annual IRS limits.
- Intel’s Contribution
  
  Intel makes matching contributions in an amount equal to 100% of the first 5% of compensation.
- Intel 401(k) Investment Options
  
  Intel’s 401(k) plan has ~23 different investment options. Including, the Company Stock Fund (i.e., Intel shares). The plan is administered by Fidelity.

Investments Available
Individual Funds/Trusts
- American Funds EuroPacific Growth Fund
- BlackRock 2500 Index Fund F
- BlackRock ACWI EX US IMI Index Fund
- BlackRock Equity Index Fund F
- BlackRock Total Return Bond Fund
- BlackRock U.S. Debt Index Fund F
- Dodge & Cox Stock Fund
- Fidelity Growth Company Fund
- Fidelity Low-Priced Stock Fund
Intel Retirement Plans Collective Investment Trust
- Intel Target Date Income Fund
- Intel Target Date 2015 Fund
- Intel Target Date 2020 Fund
- Intel Target Date 2025 Fund
- Intel Target Date 2030 Fund
- Intel Target Date 2035 Fund
- Intel Target Date 2040 Fund
- Intel Target Date 2045 Fund
- Intel Target Date 2050 Fund
- Intel Target Date 2055 Fund
- Intel Target Date 2060 Fund
- Intel Global Diversified Fund
- Intel Stable Value Fund
Company Stock Fund
- Intel Corporation

What do other Intel employees invest in?

Intel employees invested in the following funds based on public filings as of 12/31/2021.

Investment	Value ($ millions)	%
Fidelity Growth Company Fund	$ 2,936	14%
BlackRock Equity Index Fund F	$ 2,921	14%
Intel Target Date 2035 Fund	$ 1,753	8%
Intel Target Date 2030 Fund	$ 1,464	7%
Intel Target Date 2025 Fund	$ 1,310	6%
Intel Target Date 2040 Fund	$ 1,045	5%
Intel Stable Value Fund	$ 948	4%
Intel Target Date 2045 Fund	$ 921	4%
BlackRock 2500 Index Fund F	$ 917	4%
Dodge & Cox Stock Fund	$ 619	3%
All other (incl. brokerage accounts)	$ 6,502	30%
Total Assets (excluding participant loans)	$ 21,334	100%

Source: Form 5500 filed Sept. 30, 2022

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