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19 Apr '24How Do Microsoft Employees Invest for Retirement? Updated
Continue readingIn unraveling the investment tapestry of Microsoft employees’ retirement portfolios, the Department of Labor (DoL) furnishes crucial insights through the annual filings of Form 5500 by 401(k) plan sponsors, offering a panoramic view into the investment choices shaping their financial futures. Deciphering the Investment Landscape Shares in Microsoft stock (MSFT) stand as a cornerstone […]
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12 Apr '24When is the Best Time to Sell Your RSUs?
Continue readingMany employees in the technology sector are granted Restricted Stock Units (RSUs) as a form of equity compensation. Whether received as a one-time hiring incentive, recognition for outstanding performance, or part of an annual compensation package, RSUs prompt the crucial question: When should you sell them? Understanding Restricted Stock Units (RSUs) A Restricted Stock […]
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22 Mar '24Shiller PE – Market Overvalued?
Continue readingThe Shiller PE helps you assess if the U.S. stock market is fairly valued. The S&P 500 index stands at around 5,220 having already increased by nearly 10% this year. So, is the market overvalued? Over the past 20 years, the Shiller PE has averaged a reading of about 26. Today, the ratio stands at […]
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19 Feb '24Teen Stock Trading – Fidelity Youth Account
Continue readingFidelity Youth is an app designed for teens aged 13 to 17 to learn about managing money through a teen-owned brokerage account. Here’s a breakdown of its features: Account ownership: The account belongs entirely to the teen, giving them control over saving, spending, and investing decisions. Features: Investing: Teens can invest a portion of their […]
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10 Jan '24Cisco Employee Retirement Investments
Continue readingCisco Systems, a networking technology leader boasting about 85,000 employees, offers a robust 401(k) retirement savings plan. This plan empowers Cisco employees to contribute a portion of their income towards a secure future, but the crucial question remains: what investments do these savvy individuals choose to fuel their retirement dreams? We will get to that, […]
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06 Dec '23BofA Employee Retirement Investments
Continue readingBank of America, a financial powerhouse boasting over 260,000 employees, offers a robust 401(k) retirement savings plan. This plan empowers Bank of America employees to contribute a portion of their income towards a secure future, but the crucial question remains: what investments do these savvy individuals choose to fuel their retirement dreams? We will get […]
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27 Sep '23How Do Wells Fargo Employees Invest?
Continue readingHow do Wells Fargo employees approach 401k retirement investing? Wells Fargo offers a 401(k)-retirement savings plan for its 300,000+ plan participants. Accordingly, these Wells Fargo employees can choose to contribute a portion of their income to the plan. But which investments do Wells Fargo employees pick as retirement investments? We will get to that, but […]
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06 Sep '23The HSA Tax-Advantage Triple Play (Health Savings Accounts)
Continue readingA Health Savings Account (HSA) is a tax-advantaged savings account designed for individuals and families with high-deductible health insurance plans (HDHPs). HSAs are intended to help people save money for qualified medical expenses while also offering tax benefits. Here are some key features and benefits of HSAs: High-Deductible Health Plan Requirement: To be eligible for […]
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30 Aug '23401K Investing: Walmart Employees
Continue readingHow do Walmart employees approach 401k investing? Walmart offers a 401(k)-retirement savings plan for its 1+ million employees. Employees can choose to contribute a portion of their income to the plan. But which investments do Walmart employees pick as retirement investments? What is a 401(k) Retirement Savings Plan A 401(k) plan is a retirement […]
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09 Aug '23Retirement Investing: Meta Platforms Employees
Continue readingHow do Meta Platforms (i.e., Facebook) employees approach retirement investing? Meta offers a 401(k) retirement savings plan for its ~65,000 employees. Employees can choose to contribute a portion of their income to the plan. But which investments do Facebook employees pick as retirement investments? What is a 401(k) Retirement Savings Plan A 401(k) plan […]
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02 Aug '23Book Review: Your Money or Your Life
Continue reading“Your Money or Your Life” by Vicki Robin and Joe Dominguez This classic book (Your Money or Your Life) offers a nine-step program to transform your relationship with money and achieve financial independence. It emphasizes aligning your spending with your values and making conscious choices to increase savings and reduce expenses. Get on Bookshop.org “Your […]
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26 Jul '23Oracle Employee’s Retirement Investments
Continue readingWhat are Oracle employee’s retirement investments? Oracle offers a 401(k) retirement savings plan for its ~79,000 employees. Employees can choose to contribute a portion of their income to the plan. But which investments do Oracle employees pick as retirement investments? What is a 401(k) Retirement Savings Plan A 401(k) plan is a retirement savings […]
