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14 Apr '23Employee Stock Options – The Basics
Continue readingStock options are a form of equity compensation that technology companies often offer to their employees. Stock options give employees the right, but not the obligation, to buy a certain number of company shares at a predetermined price, known as the “strike price” or “exercise price,” within a specified time period, known as the “vesting […]
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31 Mar '23RSU Income & Mortgage Qualification
Continue readingWorking for a tech company that uses Restricted Stock Units (RSUs) as compensation can limit your ability to qualify for the home mortgage you might desire. Luckily, more mortgage providers now accept income from RSUs in their qualification calculations, but it may take some advanced planning on your part. More about Equity Compensation at Tech […]
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07 Mar '23How Google Employees Invest for Retirement
Continue readingGoogle offers a 401(k) retirement savings plan for its employees, which is a type of defined contribution plan. Employees can choose to contribute a portion of their pre-tax or after-tax income to the plan, and Google matches a percentage of those contributions, up to a certain amount. Form 5500 lists the investments Google 401(k) plan […]
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07 Jan '23The Difference: ISOs vs. NSOs Equity Compensation
Continue readingIncentive stock options (ISOs) and non-qualified stock options (NSOs) are two common types of equity compensation. Tech companies in the United States often give them to key employees. Both ISOs and NSOs provide executives with an opportunity to purchase company stock at a predetermined price. But there are several differences between the two in terms […]
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02 Dec '22Amazon Employees Retirement Investments – Revisited
Continue readingRetirement investments of Amazon employees brought to us by their annual Department of Labor (DoL) filings. Form 5500 lists which investments Amazon 401(k) plan participants have selected for their retirement funds—giving us insight into how Amazon.com employees choose to invest for retirement. So what do Amazon employees invest in? Perhaps not surprisingly, the Company Stock […]
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18 Nov '22Equity Compensation at Tech Companies
Continue readingRestricted Stock Units (RSUs), Employee Stock Purchase Plans (ESPPs), and Stock Options are all forms of commonly offered equity compensation at tech companies in the United States. Overview of Tech Firm’s Equity Compensation Methods RSUs are typically granted as a form of compensation to employees and are a promise to deliver company stock at […]
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27 Oct '22When to Sell RSUs for Tech Employees
Continue readingWhen is the optimal time to sell my RSUs? Many technology company employees receive grants of Restricted Stock Units (RSUs). This form of equity compensation may be in the form of a one-time hiring bonus, a reward for exceptional performance, or part of the annual compensation program. Regardless of how you received your RSUs, everyone […]
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16 Sep '22Fat FIRE for Tech Workers
Continue readingFor software engineers, coders, hackers and developers working at successful tech firms, the prospect of early retirement may be appealing, but for many, the lifestyle choices required of the FIRE movement are not worth it. For many high-earning tech workers, retiring before the traditional mid-60s retirement age is the plan, but with an elevated standard […]
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19 Aug '22What Do Apple Employees Invest In?
Continue readingAt least for their company sponsored retirement plan, we have the data to answer this question thanks to the Department of Labor (DoL). 401(k) plan sponsors are required to file Form 5500 with the DoL every year. Form 5500 lists which investments Apple 401(k) plan participants have selected for their retirement funds—giving us insight into […]
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12 Aug '22How Do Microsoft Employees Invest for Retirement?
Continue readingWe have data to answer this question thanks to the Department of Labor (DoL). 401(k) plan sponsors are required to file Form 5500 with the DoL every year. Form 5500 lists which investments Microsoft 401(k) plan participants have selected for their retirement funds—giving us insight into how Microsoft employees choose to invest for retirement. So, what […]
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23 Feb '22Amazon Doubles Pay Cap!
Continue readingAmazon is doubling down on its efforts to retain talent and attract new hires by increasing its cap on base cash compensation to $350,000, more than double the previous amount, according to an internal announcement. The company cited “a particularly competitive labor market” as the reason for the move, which was only for salaried corporate […]
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10 Oct '21
How Do Amazon Employees Invest For Retirement?
Continue readingThanks to the Department of Labor (DoL), we have data to answer this question. 401(k) plan sponsors are required to file Form 5500 with the DoL every year. Along with other information, Form 5500 lists which investments Amazon 401(k) plan participants have selected for their retirement funds—giving us insight into how Amazon.com employees choose to […]
