-
12 Jul '23Retirement Investments of Dell Employees
Continue readingWhat are Dell Technologies employee’s retirement investments? Dell offers a 401(k) retirement savings plan for its ~63,000 participants. Employees can choose to contribute a portion of their income to the plan. But which investments do Dell employees pick as retirement investments? What is a 401(k) Retirement Savings Plan A 401(k) plan is a retirement […]
-
05 Jul '23Summer Reading List: Investing & Financial Independence Books
Continue readingBooks to read on Financial Independence and Investing for your summer reading list. Financial Independence (and Early Retirement) Books Any list of books about the Financial Independence, Retire Early (FIRE) movement should start with the original by Joe Dominguez. A must read for anyone interested in changing their view on work and money. Click […]
-
28 Jun '23How IBM Employees Invest for Retirement
Continue readingHow do employees at IBM choose to invest for retirement? IBM offers a 401(k) retirement savings plan (the IBM 401(k) Plus Plan) for its ~167,000 participants. Employees can choose to contribute a portion of their income to the plan. But which investments do IBM employees pick as retirement investments? What is a 401(k) Retirement […]
-
14 Jun '23How Salesforce Employees Invest for Retirement
Continue readingHow do tech workers at Salesforce choose to invest for retirement? Salesforce offers a 401(k) retirement savings plan for its ~50,000 employees. Employees can choose to contribute a portion of their income to the plan. But which investments do Salesforce employees pick as retirement investments? A 401(k) retirement savings plan is a type of defined […]
-
07 Jun '23What Are Index Funds? It’s Complicated
Continue readingWelcome to the fascinating world of index funds. A topic that has gained significant traction in recent decades. It is estimated that between about 25% and 45% of the U.S. equity market is owned by passive investment funds. While you may have heard people discuss investing in index funds, not all index funds are created […]
-
31 May '23Index Investing: Does the Benchmark Matter?
Continue readingLet’s explore an aspect of index investing that is often overlooked—the index fund’s benchmark. People talk about investing in the “market,” but what does that really mean? When the media says the market was up or down, they are generally referring to the Dow Jones Industrial Average (DJIA), the S&P 500 Index, or the NASDAQ […]
-
24 May '23How Tesla Employees Invest for Retirement
Continue readingTelsa offers a 401(k) retirement savings plan for its 60,000+ employees. Employees can choose to contribute a portion of their pre-tax or after-tax income to the plan. But how do Tesla employees invest for retirement? A 401(k) retirement savings plan is a type of defined contribution plan. The Tesla plan allows for matching contributions, but […]
-
17 May '23The Ultimate Guide: Converting US Savings Bonds to a 529 Plan
Continue readingParents can avoid taxes by rolling over savings bonds to a 529 plan. We will discuss how to convert United States savings bonds into a 529 plan, without paying Federal tax on the earnings. If you are a long-time Wealth45 reader, you know we have touted the high interest rates paid on Series I savings […]
-
10 May '23Navigating the Debt Dilemma: An Investment Perspective
Continue readingThe ongoing congressional standoff over raising the debt ceiling serves as a reminder to review our investment approach. Especially in regard to holding Treasuries. With the federal government’s revenue falling short of its spending, it’s clear that our country’s finances need attention. Behind all the political grandstanding remains the core fact that Federal revenue is […]
-
03 May '23Why Is My 401(k) Automatically Invested in These Funds?
Continue readingUnless you proactively select investments in your 401(k), you may automatically be invested in the plans default option. These default investment options are called the plan’s Qualified Default Investment Alternative (QDIA). A QDIA is an investment option that is automatically selected for participants in a 401(k) plan who have not made their own investment choices. […]
-
07 Mar '23How Google Employees Invest for Retirement
Continue readingGoogle offers a 401(k) retirement savings plan for its employees, which is a type of defined contribution plan. Employees can choose to contribute a portion of their pre-tax or after-tax income to the plan, and Google matches a percentage of those contributions, up to a certain amount. Form 5500 lists the investments Google 401(k) plan […]
-
10 Feb '23Dividend Investing & Living off Dividend Income
Continue readingInvesting in stocks that pay dividends (dividend investing) can be a great way to earn passive income. With a well-diversified portfolio of dividend stocks, an investor can create a steady stream of income to support their retirement or add to current income. In this article, we will explore the concept of dividend investing, its benefits, […]
